Banking Awareness Quiz – Set 158

Hello Aspirants,
Welcome to Banking Awareness Quiz in AffairsCloud.com. Here we are creating quiz covering important questions which are common for all the bank exams and other competitive exams.

  1. Which of the following is a non-deposit accepting loan company?
    A. NBFC
    B. IFC
    C. NABARD
    D. SEBI
    E. None of these
    Answer & Explanation
  2. A minimum of ______of the total assets of an IFC-NBFC should be deployed in infrastructure loans.
    A. 65%
    B. 70%
    C. 75%
    D. 80%
    E. All of these
    Answer & Explanation
  3. IFC company should have minimum net-worth of ______ crore.
    A. Rs.100 Crore
    B. Rs.200 Crore
    C. Rs.300 Crore
    D. Rs.400 Crore
    E. None of these
    Answer & Explanation
  4. The CRAR of the company should be at _______ with Tier I capital.
    A. 10%
    B. 15%
    C. 20%
    D. 25%
    E. None of these
    Answer & Explanation
  5. The minimum credit rating of the company should be at ________ of CRISIL, FITCH, CARE, ICRA, BRICKWORK etc.,
    A. ‘A+’ or equivalent
    B. ‘A’ or equivalent
    C. ‘B’ or equivalent
    D. ‘B+’ or equivalent
    E. None of these
    Answer & Explanation
  6. In IFCs, Investment in shares of another company cannot exceed _____ of its Owned Funds.
    A. 5%
    B. 10%
    C. 15%
    D. 20%
    E. None of these
    Answer & Explanation
  7. In IFCs, Investment in shares of a single group of companies cannot exceed ______ of its Owned Funds.
    A. 5%
    B. 10%
    C. 15%
    D. 20%
    E. 25%
    Answer & Explanation
  8. Infrastructure Finance Companies can maintain risk weight at ______ for assets covering PPP
    A. 35%
    B. 50%
    C. 15%
    D. 20%
    E. 25%
    Answer & Explanation
  9. In IFC, lending to any single borrower by _____ of its owned fund.
    A. 35%
    B. 50%
    C. 15%
    D. 10%
    E. 25%
    Answer & Explanation
  10. In IFC, lending to any single group of borrowers by ______ of its owned fund.
    A. 35%
    B. 50%
    C. 15%
    D. 10%
    E. 25%
    Answer & Explanation