Abbreviations are commonly asked in IBPS and other banking exams.We provided some important abbreviation related to Insurance.We hope,it may help you in Competitive exams!!
| AAA | American Academy Of Actuaries. |
| AACI | American Association Of Crops Insurers. |
| AADC | American Association Of Dental Consultants. |
| AAI | Accredited Adviser In Insurance |
| AAIM | American Academy Of Insurance Medicine. |
| AAIMC | American Association Of Insurance Management Consultants. |
| AAIS | American Association Of Insurance Services. |
| AALTCI | American Association For Long Term Care Insurance. |
| AALU | Association For Advanced Life Underwriting. |
| AAM | Associate In Automation Management. |
| AAMGA | American Association Of Managing General Agents. |
| AAPL | American Association Of Petroleum Landmen. |
| AAPMR | American Academy Of Physical Medicine And Rehabilitation. |
| AASCIF | American Association Of State Compensation Insurance Funds. |
| ABA | American Bar Association, American Bankers Association. |
| ABIH | American Board Of Industrial Hygienists. |
| ABIME | American Board Of Independent Medical Examiners. |
| ABS | American Bureau Of Shipping. |
| ACA | Association Of Corporate Counsel. |
| ACAS | Associate Of The Casualty Actuarial Society. |
| ACC | Anti-Concurrent Cause. |
| ACCA | American Corporate Counsel Association. |
| ACCI | American Corporate Counsel Institute. |
| ACEC | American Consulting Engineers Council. |
| ACII | Associateship Of The Chartered Insurance Institute. |
| ACLA | Automobile Claim Law Associate. |
| ACLI | American Council Of Life Insurers. |
| ACLS | Automobile Claim Law Specialist. |
| ACLU | American College Of Life Underwriters. |
| ACM | Asbestos-Containing Material. |
| ACORD | Association For Cooperative Operations Research And Development. |
| ACSC | Association Of Casualty & Surety Companies. |
| ACSR | Accredited Customer Service Representative. |
| ACT | Agents Council For Technology. |
| ACV | Actual Cash Value. |
| ACWRRE | American Cargo War Risk Reinsurance Exchange. |
| ADA | Americans With Disabilities Act Of 1990. |
| ADAAA | ADA Amendments Act Of 2008. |
| ADB | Accidental Death Benefit. |
| AD&D | Accidental Death And Dismemberment. |
| ADEA | Age Discrimination In Employment Act Of 1967. |
| ADR | Alternative Dispute Resolution. |
| AEIA | American Excess Insurance Association. |
| AFIA | American Foreign Insurance Association. |
| AFIS | Agribusiness And Farm Insurance Specialist. |
| AFSB | Associate In Fidelity And Surety Bonding. |
| AGC | Associated General Contractors Of America. |
| AGRP | Association Of Governmental Risk Pools. |
| A&H | Accident And Health (Insurance). |
| AHAS | Advocates For Highway And Auto Safety. |
| AHERA | Asbestos Hazard Emergency Response Act Of 1986. |
| AHIA | Association Of Health Insurance Advisors. |
| AHIP | America’s Health Insurance Plans. |
| AHIS | American Hull Insurance Syndicate. |
| AIA | Aviation Insurance Association. |
| AIAB | Alliance Of Insurance Agents And Brokers. |
| AIAF | Associate In Insurance Accounting And Finance. |
| AIBM | Automobile Insurers Bureau Of Massachusetts. |
| AIC | Associate In Claims. |
| AICP | Association Of Insurance Compliance Professionals. |
| AICPA | American Institute Of Certified Public Accountants. |
| AICPCU | American Institute For Chartered Property Casualty Underwriters . |
| AIHA | American Industrial Hygiene Association. |
| AIM | Associate In Management. |
| AIMA | As Interest May Appear. |
| AIME | Average Indexed Monthly Earnings. |
| AIMU | American Institute Of Marine Underwriters. |
| AIP | Annual Implementation Plan. |
| AIPSO | Automobile Insurance Plans Service Office. |
| AIRAC | All Industry Research Advisory Council. |
| AIRB | Aviation Insurance Rating Bureau. |
| AIRMIC | Association Of Insurance And Risk Managers. |
| AISG | American Insurance Services Group, Inc. |
| AIT | Associate In Information Technology. |
| AL | Automobile Liability. |
| ALAE | Allocated Loss Adjustment Expense. |
| ALC | American Life Convention. |
| ALCM | Associate In Loss Control Management. |
| ALE | Additional Living Expense. |
| ALHA | Association Of Life And Health Administrators. |
| ALIMDA | Association Of Life Insurance Medical Directors Of America. |
| ALM | Association Of Lloyd’s Members. |
| ALOP | Advance Loss Of Profit . |
| ALOS | Average Length Of Stay. |
| ALTA | American Land Title Association. |
| AMA | American Medical Association. |
| AMBAC | American Municipal Bond Assurance Corp. |
| AMEMIC | Association Of Mill & Elevator Mutual Insurance Companies. |
| AMIC | American Marine Insurance Clearinghouse. |
| AMIF | American Marine Insurance Forum. |
| AMIM | Associate In Marine Insurance Management. |
| AMW | Average Monthly Wage. |
| ANI | American Nuclear Insurers. |
| ANL | Above Normal Loss. |
| ANSI | American National Standards Institute |
| AOP | All Other Perils. |
| AP | Additional Premium. |
| APA | Associate In Premium Auditing. |
| API | Associate In Personal Insurance. |
| APIW | Association Of Professional Insurance Women. |
| AR | Accounts Receivable. |
| ARCO | Associated Reporting Companies. |
| ARE | Associate In Reinsurance. |
| ARIA | American Risk And Insurance Association. |
| ARM | Associate In Risk Management. |
| ARM–P | Associate In Risk Management For Public Entities. |
| ARO | Asset Retirement Obligation. |
| ARP | Associate In Research And Planning. |
| ARPI | Australian Risk Policy Institute. |
| ARS | Auction Rate Security. |
| ART | Annual Renewable Term. |
| ASA | Associate In Society Of Actuaries. |
| ASC | Associated Specialty Contractors. |
| ASCLU | American Society Of Chartered Life Underwriters. |
| ASCN | Applied Systems Client Network. |
| ASHRM | American Society For Healthcare Risk Management. |
| ASIM | American Society Of Insurance Management. |
| ASIS | American Society Of Industrial Security. |
| ASLI | Associate In Surplus Lines Insurance. |
| ASM | Available Seat Miles. |
| ASME | American Society Of Mechanical Engineers. |
| ASO | Administrative Services Only. |
| ASOP | Actuarial Statement Of Practice. |
| ASPPA | American Society Of Pension Professionals & Actuaries . |
| ASSE | American Society Of Safety Engineers. |
| ASTM | American Society For Testing And Materials |
| ATA | American Trucking Associations, Inc. |
| ATIMA | As Their Interests May Appear |
| ATLA | Association Of Trial Lawyers Of America. |
| ATRA | American Tort Reform Association. |
| AU | Associate In Underwriting. |
| AWCBC | Association Of Workers’ Compensation Boards Of Canada. |
| AWW | Average Weekly Wage. |
| BACM | Best Available Control Measures. |
| BAP | Business Auto Policy. |
| BAPCPA | Bankruptcy Abuse Prevention And Consumer Protection Act Of 2005. |
| BBB | Banker’s Blanket Bond. |
| B&C | Building And Contents. |
| BCAR | Best’s Capital Adequacy Ratio. |
| BCBSA | Blue Cross And Blue Shield Association. |
| BCE | Bermuda Commodities Exchange. |
| BCEGS | Building Codes Effectiveness Grading Schedule. |
| BCM | Business Continuity Management. |
| BCP | Business Continuity Plan. |
| BCSP | Board Of Certified Safety Professionals. |
| BDAT | Best Demonstrated Available Technology. |
| BELRIM | Belgian Risk Management Association. |
| BERP | Basic Extended Reporting Period. |
| BFCGL | Broad Form Comprehensive General Liability . |
| BFPD | Broad Form Property Damage. |
| BI | Bodily Injury; Business Interruption. |
| BIC | Business Income Coverage. |
| BIM | Building Information Modeling. |
| BM | Boiler And Machinery. |
| B&M | Boiler And Machinery. |
| BOP | Businessowners Policy. |
| BOW | Breach Of Warranty. |
| BPB | Blanket Position Bond. |
| BPF | Basic Premium Factor. |
| BPL | Bankers Professional Liability. |
| BPLI | Bankers Professional Liability Insurance. |
| BPT | Branch Profits Tax. |
| BR | Builders Risk. |
| BRAC | Base Realignment And Closure Act. |
| BTR | Below-Target Risk. |
| BV | Brick Veneer . |
| CAC | Combined Additional Coverage. |
| CAE | Chief Audit Executive. |
| CAGR | Compounded Annual Growth Rate. |
| CAL | Comprehensive Automobile Liability. |
| C AND F | Cost And Freight. |
| CAPA | Certified Automotive Parts Association. |
| CAPEX | Capital Expenditures. |
| CAPM | Capital Asset Pricing Model. |
| CAPP | Conference Of Actuaries In Public Practice. |
| CAR | Contractors All Risks. |
| CARE | Concerned Alliance Of Responsible Employers. |
| CARF | Commission On Accreditation Of Rehabilitation Facilities. |
| CARFM | Coalition Of Alternative Risk Funding Mechanisms. |
| CARFRA | Coordinated Advertising, Rate And Form Review Authority. |
| CAS | Casualty Actuarial Society. |
| CBMU | Canadian Board Of Marine Underwriters. |
| CBOT | Chicago Board Of Trade. |
| CBRA | Coastal Barrier Resources Act Of 1982. |
| CBRS | Coastal Barrier Resources System. |
| CCIA | Consumer Credit Insurance Association. |
| CCIP | Contractor Controlled Insurance Program. |
| CCIR | Canadian Council Of Insurance Regulators. |
| CCLA | Casualty Claim Law Associate.. |
| CCLS | Casualty Claim Law Specialist |
| CD | Certificate Of Deposit. |
| CDS | Credit Default Swap. |
| CDW | Collision Damage Waiver. |
| CEB | Council Of Employer Benefits. |
| CEBS | Certified Employee Benefits Specialist. |
| CEL | Contractors Environmental Liability. |
| CEN | Confiscation, Expropriation, Nationalization . |
| CEND | Confiscation, Expropriation, Nationalization, And Deprivation. |
| CEPT | Credit Equivalent Bypass Trust. |
| CERCLA | Comprehensive Environmental Response, Compensation, And Liability Act Of 1980. |
| CF | Contract Frustration. |
| C&F | Cost And Freight. |
| CFA | Chartered Financial Analyst. |
| CFC | Chartered Financial Consultant; Controlled Foreign Corporation. |
| CFMA | Construction Financial Management Association. |
| CFP | Certified Financial Planner; Coordinated Financial Planning. |
| CFROI | Cash Flow Return On Investments. |
| CFTC | Commodities And Futures Trading Commission. |
| CFU | Customary Freight Unit. |
| CGL | Commercial General Liability . |
| CHCM | Certified Hazard Control Manager. |
| CHIAA | Crop Hail Insurance Actuarial Association. |
| CIA | Canadian Institute Of Actuaries. |
| CIAA | Canadian Independent Adjusters Association. |
| CIAB | Council Of Insurance Agents And Brokers. |
| CIC | Certified Insurance Counselor. |
| CICA | Captive Insurance Companies Association. |
| CIF | Cost, Insurance, And Freight. |
| CIH | Certified Industrial Hygienist; Compensated Intercorporate Hauling. |
| CII | Chartered Insurance Institute. |
| CIM | Commercial Inland Marine. |
| CIP | Consolidated Insurance Program; Controlled Insurance Program. |
| CIPO | Controlled Insurance Program For Operations. |
| CIRB | Crop Insurance Research Bureau. |
| CISR | Certified Insurance Service Representative. |
| CIT | Critical Incident Technique. |
| CL | Claims Leakage. |
| CLHIA | Canadian Life & Health Insurance Association. |
| CLIEDIS | Canadian Life Insurance Edi Standards Association. |
| CLM | Commercial Lines Manual. |
| CLU | Chartered Life Underwriter. |
| CM | Construction Management; Construction Manager. |
| CMAA | Construction Management Association Of America. |
| CMP | Commercial Multiple Peril; Controlled Master Program. |
| CMT | Crisis Management Team. |
| CNHI | Committee For National Health Insurance. |
| CNP | Cotton Named Perils (Insurance). |
| C/O | Completed Operations. |
| COAA | Construction Owners Association Of America. |
| COB | Coordination Of Benefits. |
| COBRA | Consolidated Omnibus Budget Reconciliation Act Of 1985. |
| COC | Course Of Construction. |
| COGSA | Carriage Of Goods By Sea Act Of 1936. |
| COGWA | Carriage Of Goods By Water Act Of 1993. |
| COI | Certificate Of Insurance. |
| COIL | Conference Of Insurance Legislators. |
| COLA | Cost Of Living Adjustment. |
| COO | Chief Operating Officer. |
| COP | Commercial Output Policy. |
| COPE | Construction, Occupancy, Protection, Exposure. |
| COPPA | Children’s Online Privacy Protection Act Of 1998. |
| COR | Cost Of Risk. |
| COSO | Committee Of Sponsoring Organizations. |
| CP | Commercial Property . |
| CPA | Certified Public Accountant; Consumer Protection Act. |
| CPCU | Chartered Property Casualty Underwriter. |
| CPE | Certified Professional Engineer. |
| CPI | Consumer Price Index. |
| CPIW | Certified Professional Insurance Woman. |
| CPL | Comprehensive Personal Liability. |
| CPM | Critical Path Method |
| CPP | Certified Protection Professional. |
| CPPA | Cable Communications Policy Act Of 1984 |
| CPPL | Care Providers Professional Liability. |
| CPRL | Contractors Professional Liability. |
| CPSA | Consumer Product Safety Act Of 1972. |
| CPSC | Consumer Product Safety Commission. |
| CPSM | Certified Product Safety Manager. |
| CPU | Central Processing Unit. |
| CPWR | Center To Protect Workers’ Rights. |
| CQE | Certified Quality Engineer. |
| CR | Commercial Crime. |
| CRA | Cargo Reinsurance Association. |
| CRE | Certified Reliability Engineer. |
| CRIS | Construction Risk And Insurance Specialist. |
| CRM | Canadian Risk Management. |
| CRO | Chief Risk Officer. |
| CRS | Community Rating System. |
| C&S | Capital And Surplus. |
| CSC | Construction Safety Council. |
| CSIO | Centre For Study Of Insurance Operations. |
| CSL | Combined Single Lim.It. |
| CSO | Claim Services Only |
| CSO TABLE | Commissioners Standard Ordinary Table. |
| CSP | Commercial Statistical Plan. |
| CSR | Customer Service Representative. |
| CTD | Cumulative Trauma Disorder. |
| CTG | Control Technique Guidelines. |
| CURT | Construction Users Roundtable. |
| CV | Cash Value. |
| CVA | Captive Value Added. |
| CVIF | Compound Value Interest Factor. |
| CWCI | California Workers’ Compensation Institute. |
| CWR | Countrywide Rate Pages. |
| DAC | Deferred Acquisition Cost. |
| DAP | Deposit Administration Plan. |
| D&B | Dun & Bradstreet. |
| D/B/A | Doing Business As. |
| DB&C | Dwelling, Building And Contents. |
| DBIA | Design- Build Institute Of America |
| DCC | Domestic Cell Captive. |
| DCF | Discounted Cash Flow. |
| DCIP | Developer Controlled Insurance Program. |
| DDD | Dishonesty, Disappearance, And Destruction. |
| DDL | Disclosure Dollar Loss. |
| DDP | Distributed Data Processing. |
| DEC | Declarations Page. |
| DED | Deductible. |
| DEFS | Direct Applied Exterior Finish System. |
| DEP | Direct Earned Premium. |
| DFA | Dynamic Financial Analysis. |
| DFIRM | Digital Flood Insurance Rate Map. |
| DI | Disability Income; Double Indemnity. |
| DIC | Difference-In-Conditions. |
| DICGC | Deposit Insurance and Credit Guarantee Corporation of India. |
| DIL | Difference-In-Limits. |
| DITC | Disability Insurance Training Council. |
| DJIA | Dow Jones Industrial Average. |
| DMA | Direct Marketing Association. |
| DMIC | Direct Marketing Insurance Council. |
| DNI | Distributable Net Income. |
| D&O | Directors And Officers (Liability Insurance). |
| DOB | Date Of Birth. |
| DOC | Drive Other Car Coverage. |
| DOD | Date Of Death. |
| DOHSA | Death On The High Seas Act Of 1920. |
| DOJ | Department Of Justice. |
| DOL | Department Of Labor. |
| DOS | Denial Of Service. |
| DOT | Department Of Transportation. |
| DPP | Deferred Premium Payment Plan. |
| DPPA | Driver’s Privacy Protection Act Of 1994. |
| DQO | Data Quality Objective. |
| DR | Daily Report. |
| DRE | Destruction And Removal Efficiency. |
| DRG | Diagnostic Related Group. |
| DRI | Defense Research Institute. |
| DSU | Delay In Start-Up. |
| DTI | Department Of Trade And Industry. |
| EA | Enrolled Actuary. |
| EAB | Experience Account Balance. |
| EAP | Employee Assistance Program; Estimated Annual Premium. |
| EAR | Erection All Risks. |
| EBIDDA | Earnings Before Interest, Dividends, Depreciation, And Amortization. |
| EBIT | Earnings Before Interest And Taxes. |
| EBITDA | Earnings Before Interest,Taxes,Depreciation And Amortization. |
| EBRI | Employee Benefit Research Institute. |
| EC | Extended Coverage. |
| ECC | Eastern Claims Conference. |
| ECF | Extended Care Facility. |
| ECFC | Employers Council On Flexible Compensation. |
| ECI | Export Credit Insurance. |
| ECO | Extra Contractual Obligations. |
| ECOR | Economic Cost Of Run. |
| ECP | Exempt Commercial Policyholder. |
| ECPA | Electronic Communications Privacy Act Of 1986. |
| EDD | Enforcement Decision Document. |
| EDI | Export Development Corporation. |
| EDP | Extended Discovery Period/Provision. |
| EEL | Emergency Exposure Limits. |
| EEOC | Equal Employment Opportunity Commission. |
| EIFS | Exterior Insulation And Finish Systems. |
| EIL | Environmental Impairment Liability. |
| EIS | Environmental Impact Statement. |
| EJCDC | Engineers Joint Contracts Documents Committee. |
| EL | Employers Liability; Expected Loss. |
| ELL | Educators Legal Liability. |
| ELP | Excess Loss Premium . |
| ELR | Expected Loss Rate. |
| EMAP | Environmental Monitoring And Assistance Program. |
| EMT | Emergency Medical Technician. |
| ENCP | Erisa Non Compliance Program. |
| E&O | Errors And Omissions. |
| EP | Earned Premium. |
| EPA | Environmental Protection Agency. |
| EPC | Engineering/Procurement Construction. |
| EPD | Expected Policyholder Deficit. |
| EPL | Employment Practices Liability. |
| EPLI | Employment Practices Liability Insurance. |
| EPS | Earnings Per Share. |
| ERD | Expected Reinsurer Deficit. |
| ERIC | Erisa Industry Committee. |
| ERISA | Employee Retirement Income Security Act Of 1974. |
| ERM | Enterprise Risk Management. |
| ERP | Extended Reporting Period. |
| ERPL | Employment-Related Practices Liability. |
| ERSC | Environmental Response Services Contractor. |
| E&S | Excess And Surplus. |
| ESA | Employee Spending Account. |
| ESI | Electronically Stored Information. |
| ESOP | Employee Stock Ownership Plan. |
| ESOT | Employee Stock Ownership Trust. |
| ETB | Engaged In Trade Or Business. |
| EUO | Examination Under Oath. |
| EXPRO | Expedited Process |
| FAA | Federal Arbitration Act. |
| FAC | Facultative Reinsurance. |
| FACTA | Fair And Accurate Credit Transactions Act Of 2003. |
| FAIA | Florida Association Of Insurance Agents. |
| FAIR | Fair Access To Insurance Requirements. |
| FALU | Fellow Of The Academy Of Life Underwriting. |
| FAP | Family Automobile Policy. |
| FAR | Federal Aviation Regulations. |
| FAS | Free Along Side. |
| FASB | Financial Accounting Standards Board. |
| FATA | Financial Anti-Terrorism Act (Patriot Act) Of 2001. |
| FATCA | Foreign Account Tax Compliance Act (Fatca). |
| F&C | Fire And Casualty. |
| FCAS | Fellow Of The Casualty Actuarial Society. |
| FCC | Federal Communications Commission. |
| FCE | Functional Capacity Evaluation. |
| FCIC | Federal Crop Insurance Corporation. |
| FCII | Fellowship Of The Chartered Insurance Institute. |
| FCLA | Fraud Claim Law Associate. |
| FCLS | Fraud Claim Law Specialist. |
| FCPA | Federal Corrupt Practices Act Of 1910. |
| FCPA | Foreign Corrupt Practices Act Of 1977. |
| FCPL | Farmers Comprehensive Personal Liability. |
| FCRA | Fair Credit Reporting Act Of 1970. |
| FC&S | Free Of Capture And Seizure. |
| FDIC | Federal Deposit Insurance Corporation. |
| FDPA | Flood Disaster Protection Act Of 1973. |
| FECA | Federal Employees’ Compensation Act Of 1916. |
| FEGLI | Federal Employees Group Life Insurance. |
| FELA | Federal Employers Liability Act Of 1908. |
| FEMA | Federal Emergency Management Agency. |
| FERMA | Federation Of European Risk Management Associations. |
| FET | Federal Excise Tax. |
| FHBM | Flood Hazard Boundary Map. |
| FHWA | Federal Highway Administration |
| FIA | Federal Insurance Administration. |
| FIC | Fraternal Insurance Counselor. |
| FICA | Federal Insurance Contribution Act Of 1935. |
| FICC | Federation Of Insurance And Corporate Counsel |
| FIIC | Fellow Of The Insurance Institute Of Canada. |
| FIO | Federal Insurance Office. |
| FIRM | Flood Insurance Rate Map. |
| FIRREA | Financial Institutions Reform, Recovery, And Enforcement Act Of 1989. |
| FLMI | Fellow Of The Life Management Institute. |
| FLSA | Fair Labor Standards Act Of 1938. |
| FM | Factory Mutual. |
| FMCSA | Federal Motor Carrier Safety Administration. |
| FMCSR | Federal Motor Carrier Safety Regulations. |
| FMHSA | Federal Mine Health And Safety Act Of 1969. |
| FMLA | Family And Medical Leave Act Of 1993. |
| FMV | Fair Market Value. |
| FNMA | Federal National Mortgage Association. |
| FOB | Free On Board. |
| FOC | Fire Office Committee Forms. |
| FOSFI | Federal Office Of The Superintendent Of Financial Institutions. |
| FPA | Free Of Particular Average. |
| FPAAC | Free Of Particular Average. |
| FPEB | Fire Prevention And Engineering Bureau. |
| FRM | Fellow In Risk Management |
| FRV | Fair Rental Value. |
| FSA | Flexible Spending Account. |
| FSLIC | Federal Savings And Loan Insurance Corporation |
| FTC | Federal Trade Commission. |
| FTCAC | Fire, Theft, And Combined Additional Coverage. |
| FVD | Full Value Declared. |
| FVWC | Foreign Voluntary Workers Compensation. |
| GA | General Agent. |
| GAAP | Generally Accepted Accounting Principles. |
| GAAS | Generally Accepted Auditing Standards. |
| GAB | General Adjustment Bureau. |
| GAMA | General Agents And Managers Association. |
| GAMC | General Agents And Managers Conference. |
| GAO | Government Accountability Office. |
| GAP | Guaranteed Auto Protection. |
| GASB | Governmental Accounting Standards Board. |
| GC | Guaranteed Cost. |
| GCCI | Guy Carpenter Catastrophe Index. |
| GCD | Guaranteed Cost Discount. |
| GCW | Gross Combination Weight. |
| GDP | Gross Domestic Product. |
| GFCI | Ground Fault Circuit Interrupter. |
| GHAA | Group Health Association Of America. |
| GIC | Guaranteed Investment Contract. |
| GINA | Genetic Information Nondiscrimination Act Of 2008. |
| GIO | Guaranteed Insurability Option. |
| GKLL | Garage Keepers Legal Liability. |
| GL | General Liability. |
| GLB | Gramm-Leach-Bliley Act Of 1999. |
| GNEPI | Gross/Net Earned Premium Income. |
| GNMA | Government National Mortgage Association. |
| GNPI | Gross/Net Premium Income. |
| GPO | Government Printing Office. |
| GULP | Group Universal Life Program. |
| GWP | Gross Written Premium. |
| HB | House Bill. |
| HCQIA | Health Care Quality Improvement Act Of 1986. |
| HFIE | Huebner Foundation For Insurance Education. |
| HHG | Household Goods. |
| HI | Health Insurance. |
| HIAA | Health Insurance Association Of America. |
| HII | Health Insurance Institute. |
| HIPAA | Health Insurance Portability And Accountability Act Of 1986. |
| HLDI | Highway Loss Data Institute. |
| HLV | Human Life Value. |
| HMO | Health Maintenance Organization. |
| HOLUA | Home Office Life Underwriters Association. |
| HPL | Hospital Professional Liability. |
| HPR | Highly Protected Risk. |
| HR | Human Resources. |
| HRS | Hazardous Ranking System. |
| HSA | Health System Agency. |
| HSP | Healthcare Safety Professional. |
| IAC | Industrial Accident Commission. |
| IAHU | International Association Of Health Underwriters. |
| IAIABC | International Association Of Industrial Accident Boards & Commissions. |
| IAIS | International Association Of Insurance Supervisors. |
| IAOC | Insurers’ Advisory Organization Of Canada. |
| IASA | Insurance Accounting And Systems Association, Inc. |
| IBAC | Insurance Brokers Association Of Canada. |
| IBANS | Insurance Brokers Association Of Nova Scotia. |
| IBC | Insurance Bureau Of Canada. |
| IBNER | Incurred But Not Enough Reserved. |
| IBNR | Incured But Not Reported. |
| IBT | Income Before Taxes. |
| ICA | International Claim Association; Insurance Consortium Of America. |
| ICAC | Insurance Committee For Arson Control. |
| ICC | Interstate Commerce Commission. |
| ICEDS | Insurance Company Education Directors Society. |
| ICIA | International Credit Insurance Association. |
| ICISA | International Credit Insurance & Surety Association. |
| ICP | Insurance Conference Planners. |
| ICPA | Insurance Conference Planners Association. |
| ICPI | Insurance Crime Prevention Institute. |
| ICSID | International Center For The Settlement Of Investment Disputes. |
| IDBI | Industrial Development Bond Insurance. |
| IDI | Inherent Defects Insurance. |
| IDL | Independent Director Liability. |
| IDLH | Immediately Dangerous To Life And Health. |
| IDM | Integrated Disability Management. |
| IDMA | Insurance Data Management Association. |
| IEA | Insurance Educational Association. |
| IFC | Insured Fixed-Price Cleanup. |
| IFCA | Insurance Fair Conduct Act. |
| IFEBP | International Foundation Of Employee Benefit Plans. |
| IFSC | International Financial Services Centre. |
| IFSRA | Irish Financial Services Regulatory Authority. |
| IFTA | International Fuel Tax Agreement. |
| IGF | Insurance Guaranteed Financing. |
| IHOU | Institute Of Home Office Underwriters. |
| IIA | Insurance Institute Of America, Inc. |
| IIAA | Independent Insurance Agents Of America, Inc. |
| IIABA | Independent Insurance Agents And Brokers Of America, Inc. |
| IIAC | International Insurance Advisory Council. |
| IIAT | Independent Insurance Agents Of Texas. |
| IIC | Insurance Institute Of Canada. |
| IICAE | Insurance Industry Consumer Affairs Exchange. |
| IIE | Illinois Insurance Exchange. |
| IIED | Intentional Infliction Of Emotional Distress. |
| IIHS | Insurance Institute For Highway Safety. |
| III | Insurance Information Institute. |
| IILA | International Institute Of Loss Adjusters. |
| IIMA | Insurance Industry Meetings Association. |
| IIS | International Insurance Seminars, Inc. |
| IJA | Interjurisdictional Agreement On Workers Compensation. |
| IL | Interline . |
| ILAB | Insurance Library Association Of Boston. |
| ILCA | Insurance Loss Control Association. |
| ILF | Increased Limits Factor. |
| ILOC | Irrevocable Letter Of Credit. |
| ILU | Institute Of London Underwriters. |
| IMCA | Insurance Marketing Communications Association. |
| IMUA | Inland Marine Underwriters Association. |
| IOS | International Organization For Standardization. |
| IPA | Independent Practice Association. |
| IPAC | Insurance Public Affairs Council. |
| IPD | Integrated Project Delivery. |
| IPFA | Insurance Premium Finance Association. |
| IPO | Initial Public Offering. |
| IPT | Insurance Premium Tax. |
| IR | Incident Recall. |
| IRA | Individual Retirement Account. |
| IRC | Insurance Research Council; Internal Revenue Code. |
| IRES | Insurance Regulatory Examiners Society. |
| IRI | Industrial Risk Insurers. |
| IRIS | Insurance Regulatory Information System. |
| IRM | Improved Risk Mutuals. |
| IRMC | Institute For Risk Management Consultants. |
| IRMI | International Risk Management Institute, Inc. |
| IRP | International Registration Plan. |
| IRPM | Individual Risk Premium Modification. |
| IRR | Internal Rate Of Return. |
| IRS | Internal Revenue Service. |
| IRUA | Intermediaries & Reinsurance Underwriters Association. |
| ISCEBS | International Society Of Certified Employee Benefits Specialists. |
| ISO | Insurance Services Office, Inc. |
| ISTEA | Intermodal Surface Transportation Efficiency Act Of 1991. |
| ITA | Interjurisdictional Trucking Agreement. |
| ITC | Investment Tax Credit. |
| ITCIF | International Trade Credit Insurance Facility. |
| ITES | Information Technology Enabled Services. |
| ITI | Insurance Testing Institute. |
| IVANS | Insurance Value Added Network Services. |
| IWH | Institute For Work & Health. |
| JCAH | Joint Commission On The Accreditation Of Hospitals. |
| JCAHO | Joint Commission On Accreditation Of Healthcare Organizations |
| JHA | Job Hazard Analysis. |
| JOA | Joint Operating Agreement. |
| JOBS | Jumpstart Our Business Startups Act. |
| JSA | Job Safety Analysis. |
| JUA | Joint Underwriting Authority; Joint Underwriting Association. |
| JV | Joint Venture. |
| LAE | Loss Adjustment Expense. |
| LASH | Lighter Aboard Ship |
| LCA | Life Communicators Association. |
| LCF | Loss Conversion Factor. |
| LDF | Loss Development Factor. |
| LDW | Limited Damage Waiver. |
| LEA | Loss Executives Association. |
| LEED | Leadership In Energy And Environmental Design. |
| LEPC | Local Emergency Planning Committee. |
| LHWCA | Longshore And Harbor Workers’ Compensation Act Of 1927. |
| LIAA | Life Insurance Association Of America. |
| LIAMA | Life Insurance Agency Management Association. |
| LIBOR | London Interbank Offered Rate. |
| LIC | Life Insurance Corporation of India. |
| LIMRA | Life Insurance Marketing & Research Association. |
| LIRB | Liability Insurance Research Bureau. |
| LLC | Limited Liability Company. |
| LMU | Loss Mitigation Underwriting. |
| LOC | Letter Of Credit. |
| LOMA | Life Office Management Association. |
| LPCS | Legal Principles Claim Specialist. |
| LPRT | Leading Producers Round Table. |
| LPSO | Lloyd’s Policy Signing Office. |
| LPT | Loss Portfolio Transfer. |
| LRRA | Liability Risk Retention Act Of 1986. |
| LTA | Lost Time Accident. |
| LTC | Long Term Care. |
| LTD | Long-Term Disability. |
| LTL | Less Than Truckload. |
| LUMP | Limits Under Multiple Policy Years. |
| LUTC | Life Underwriter Training Council, |
| MAAA | Member Of American Academy Of Actuaries. |
| MAC | Maximum Allowable Concentration. |
| MAP | Market Assistance Plan. |
| MAS | Management Advisory Service. |
| MBIA | Municipal Bond Insurance Association. |
| M&C | Manufacturers And Contractors (Insurance). |
| MCA | Motor Carrier Act Of 1980. |
| MCO | Managed Care Organization. |
| MCR | Minimum Capital Requirement. |
| MCS | Monte Carlo Simulation. |
| M&D | Minimum And Deposit. |
| MDL | Maximum Dollar Loss. |
| MDO | Monthly Debit Ordinary Life Insurance. |
| MDRT | Million Dollar Round Table. |
| MET | Multiple Employer Trust. |
| MEWAS | Multiple Employer Welfare Associations. |
| MEWP | Mobile Elevated Work Platform. |
| MFL | Maximum Foreseeable Loss. |
| MGA | Managing General Agent. |
| MGU | Managing General Underwriter. |
| MIB | Medical Information Bureau. |
| MICA | Mortgage Insurance Companies Of America. |
| MICRA | Medical Injury Compensation Reform Act Of 1975 |
| MIGA | Multilateral Investment Guarantee Agency. |
| MIS | Management Information System. |
| MLE | Maximum Loss Expectancy. |
| MLEA | Multiple Line Exclusive Agent. |
| MLIS | Management Liability Insurance Specialist. |
| MLR | Multiple Location Risk. |
| MMI | Maximum Medical Improvement. |
| MMII | Mass Marketing Insurance Institute. |
| MMSEA | Medicare, Medicaid, And SCHIP Extension Act Of 2007. |
| MOL | Mitigation Of Loss. |
| MOP | Manufacturers Output Policy. |
| MORT | Management Oversight And Risk Tree. |
| MOSB | Mercantile Open Stock Burglary. |
| MP | Minimum Premium; Multiple Peril. |
| MPCI | Multi-Peril Crop Insurance. |
| MPEE | Multi-Period Excess Earnings. |
| MPL | Maximum Possible Loss. |
| MPP | Managed Premium Plan. |
| MPRMA | Missouri Public Risk Management Association. |
| MSA | Market Service Agreement; Master Service Agreement. |
| MSAWPA | Migrant And Seasonal Agricultural Worker Protection Act Of 1983. |
| MSBF | Money And Securities Broad Form. |
| MSD | Musculoskeletal Disorder. |
| MSDS | Material Safety Data Sheet. |
| MSVR | Mandatory Securities Valuation Reserve. |
| MTC | Motor Truck Cargo. |
| MVC | Mean/Variance/Covariance. |
| MVIC | Market Value Of Invested Capital. |
| MVR | Motor Vehicle Record. |
| MYSL | Multiyear Single Limit. |
| NAA | National Association Of Accountants. |
| NAAQS | National Ambient Air Quality Standard. |
| NABRTI | National Association Of Bar- Related Title Insurers. |
| NACA | National Association Of Catastrophe Adjusters. |
| NACIA | National Association Of Crop Insurance Agents. |
| NAFI | National Association Of Fire Investigators. |
| NAFIC | National Association Of Fraternal Insurance Counselors. |
| NAFTA | North American Free Trade Agreement. |
| NAHU | National Association Of Health Underwriters. |
| NAIA | National Association Of Insurance Agents. |
| NAIC | National Association Of Insurance Commissioners. |
| NAICS | North American Industry Classification System. |
| NAIFA | National Association Of Insurance And Financial Advisors. |
| NAII | National Association Of Independent Insurers. |
| NAIIA | National Association Of Independent Insurance Adjusters. |
| NAIIO | Non- Admitted Insurers Information Office. |
| NAIW | National Association Of Insurance Women. |
| NALC | National Association Of Life Companies. |
| NAMIC | National Association Of Mutual Insurance Companies. |
| NAOHP | National Association Of Occupational Health Professionals. |
| NAPEO | National Association Of Professional Employer Organizations. |
| NAPIA | National Association Of Public Insurance Adjusters. |
| NAPSLO | National Association Of Professional Surplus Lines Offices. |
| NARAB | National Association Of Registered Agents And Brokers. |
| NASBA | National Association Of State Boards Of Accountancy. |
| NASBP | National Association Of Surety Bond Producers. |
| NASD | National Association Of Securities Dealers. |
| NASDAQ | National Association Of Securities Dealers Automated Quotations. |
| NASI | National Academy Of Social Insurance. |
| NASP | National Association Of Subrogation Professionals. |
| NATB | National Automobile Theft Bureau. |
| NAUA | National Auto Underwriters Association. |
| NBCR | Nuclear, Biological, Chemical Or Radiological Weapons. |
| NBFU | National Board Of Fire Underwriters. |
| NCCI | National Council On Compensation Insurance. |
| NCCMP | National Coordinating Committee For Multi |
| NCIGF | National Conference Of Insurance Guaranty Funds. |
| NCIL | National Conference Of Insurance Legislators. |
| NCOIL | National Conference Of Insurance Legislators. |
| NCPI | National Committee On Property Insurance. |
| NCSI | National Council Of Self. |
| NCUA | National Credit Union Administration. |
| NDI | National Disaster Insurance Association. |
| NEAB | Notional Experience Account Balance. |
| NEFE | National Endowment For Financial Education. |
| NEISS | National Electronic Injury Surveillance System. |
| NEPA | National Environmental Policy Act Of 1969. |
| NFIA | Nonappropriated Fund Instrumentalities Act Of 1952. |
| NFCA | National Fraternal Congress Of America. |
| NFFE | Nonfinancial Foreign Entity. |
| NFIP | National Flood Insurance Program. |
| NFIRA | National Flood Insurance Reform Act Of 1994. |
| NFPA | National Fire Protection Association. |
| NFUCWC | National Foundation For Unemployment Compensation And Workers Compensation. |
| NHCAA | National Health Care Anti- Fraud Association. |
| NHI | National Health Insurance. |
| NHTSA | National Highway Traffic Safety Administration. |
| NICB | National Insurance Crime Bureau. |
| NICO | National Insurance Consumer Organization. |
| NIDC | National Insurance Development Corporation. |
| NIOSH | National Institute For Occupational Safety And Health. |
| NIPA | National Institute Of Pension Administrators. |
| NIRP | National Insurance Risk Profile. |
| NISS | National Independent Statistical Service. |
| NLE | Normal Loss Expectancy Of A Risk. |
| NOA | Naturally Occurring Asbestos. |
| NOC | Not Otherwise Classified. |
| NODS | Non-Owned Disposal Sites. |
| NOL | Not Officially Lapsed. |
| NOLHIGA | National Organization Of Life And Health Insurance Guaranty Associations. |
| NP | Named Perils. |
| NPD | No Payroll Division. |
| NPDB | National Practitioner Data Bank. |
| NPL | National Priority List. |
| NPV | Net Present Value. |
| NRC | Nuclear Regulatory Commission. |
| NRMC | Nonprofit Risk Management Center. |
| NRRA | National Risk Retention Association. |
| NRT | National Response Team. |
| NSIPA | National Society Of Insurance Premium Auditors. |
| NSLI | National Service Life Insurance. |
| NSP | Net Single Premium. |
| NSPA | National Society Of Public Accountants. |
| NSPE | National Society Of Professional Engineers. |
| NSPS | New Source Performance Standards. |
| NTSB | National Transportation Safety Board. |
| NVD | No Value Declared. |
| OASDHI | Old Age, Survivors, Disability, And Health Insurance (Act) Of 1935. |
| OCA | Outstanding Claims Account. |
| OCIP | Owner Controlled Insurance Program. |
| OCP | Owners And Contractors Protective. |
| OCSLA | Outer Continental Shelf Lands Act Of 1953. |
| OECD | Organization For Economic Cooperation And Development. |
| OEE | Operators Extra Expense. |
| OFA | Organized Flying Adjusters. |
| OGP | Original Gross Premium. |
| OI | Outage Insurance. |
| OIS | Operating Information System. |
| OL&T | Owners, Landlords, And Tenants. |
| O&M | Operations And Maintenance. |
| OMCS | Office Of Motor Carrier Standards. |
| OPIC | Overseas Private Investment Corporation. |
| OPPI | Owners Protective Professional Indemnity. |
| ORFS | Operational Risk Financing Securities. |
| ORM | Operational Risk Management. |
| OSHA | Occupational Safety And Health Administration. |
| OSLR | Outstanding Loss Reserves. |
| OTC | Other Than Collision. |
| PA | Particular Average; Predictive Analytics. |
| PAAS | Premium Audit Advisory Service. |
| PAC | Political Action Committee. |
| PAIU | Professional Association Of Insurance Underwriters. |
| PAP | Personal Auto Policy. |
| PARMA | Public Agency Risk Managers Association. |
| PAS | Premium Allocation System. |
| PBGC | Pension Benefits Guaranty Corporation. |
| PC | Professional Corporation. |
| P&C | Property And Casualty. |
| PCAOB | Public Company Accounting Oversight Board. |
| PCC | Protected Cell Captive. |
| PCI | Property Casualty Insurers Of America. |
| PCIP | Partner Controlled Insurance Program. |
| PCLA | Property Claim Law Associate. |
| PCLS | Property Claim Law Specialist. |
| PDA | Pregnancy Discrimination Act Of 1978. |
| PDL | Personal Director Liability. |
| PEBB | Public Employee Blanket Bond. |
| PEO | Professional Employer Organization. |
| PERT | Performance, Evaluation, And Review Technique. |
| PI | Personal Injury. |
| P&I | Protection And Indemnity. |
| PIA | Primary Insurance Account. |
| PIAA | Physician Insurers Association Of America. |
| PICA | Professional Insurance Communicators Of America. |
| PII | Personally Identifiable Information. |
| PIP | Personal Injury Protection. |
| PIPEDA | Personal Information Protection And Electronic Documents Act Of 2000. |
| PIPSO | Property Insurance Plans Service Office. |
| PL | Professional Liability. |
| PLE | Primary Loss Expectancy. |
| PLL | Pollution Legal Liability. |
| PLR | Primary Loss Retention. |
| PLRB | Property Loss Research Bureau. |
| PLUS | Professional Liability Underwriting Society. |
| PMA | Package Modification Adjustment. |
| PMF | Package Modification Factor. |
| PMI | Private Mortgage Insurance. |
| PML | Probable Maximum Loss. |
| PMPL | Project Management Protective Liability. |
| PNOC | Provisional Notice Of Cancellation. |
| POL | Public Officials Liability. |
| PORC | Producer-Owned Reinsurance Company. |
| PPACA | Patient Protection And Affordable Care Act. |
| PPF | Personal Property Floater. |
| PPO | Preferred Provider Organization. |
| PR | Pro Rata. |
| PRD | Pro Rata Distribution. |
| PRI | Political Risk Insurance. |
| PRIMA | Public Risk Management Association. |
| PRM | Personal Risk Management. |
| PRO | Peer Review Organization. |
| PRP | Potentially Responsible Party; Preferred Risk Policy. |
| PSA | Placement Service Agreement. |
| PSAC | Policy Signing And Accounting Centre . |
| PSC | Public State Commission; Public Service Commission. |
| PSI | Pollutant Standard Index. |
| PSLRA | Private Securities Legislation Reform Act. |
| PSRO | Professional Standards Review Organization. |
| PTE | Prohibited Transaction Exemption. |
| P3 | Public |
| PUC | Public Utilities Commission. |
| PURMA | Public Utilities Risk Management Association. |
| PV | Present Value. |
| QC | Quality Control. |
| QIP | Quality Indicator Profile. |
| QIS | Quantitative Impact Study. |
| QPC | Qualified Pollution Exclusion. |
| Q TIP TRUST | Qualified Terminable Interest Property Trust. |
| RA | Remedial Action. |
| RAA | Reinsurance Association Of America. |
| RACM | Regulated Asbestos-Containing Material. |
| RACT | Reasonably Available Control Technology. |
| RAROC | Risk-Adjusted Return On Capital. |
| RARORAC | Risk-Adjusted Return On Risk-Adjusted Capital. |
| RBC | Risk-Based Capital. |
| RBNE | Reserved But Not Enough. |
| RC | Replacement Cost. |
| RCRA | Resource Conservation And Recovery Act Of 1976. |
| RDF | Retro Development Factor. |
| REEL | Real Estate Environmental Liability. |
| REIT | Real Estate Investment Trust. |
| REL | Recommended Exposure Limit. |
| RFIS | Remedial Feasibility Investigation Study. |
| RFP | Request For Proposal. |
| RICO | Racketeer Influenced And Corrupt Organizations Act Of 1970. |
| RIF | Reduction In Force. |
| RIMAS | Risk & Insurance Management Association Of Singapore. |
| RIMS | Risk And Insurance Management Society, Inc. |
| RM | Risk Management. |
| RMF | Rate Modification Factor. |
| RMIA | Risk Management Institution Of Australasia Ltd. |
| RMIS | Risk Management Information System. |
| RML | Residual Market Load. |
| ROC | Research And Oversight Council On Workers’ Compensation. |
| ROCIP | Rolling Owner Controlled Insurance Program. |
| ROE | Return On Equity. |
| ROEBI | Return On Employee Benefits Investment. |
| ROI | Return On Investment. |
| ROL | Rate On Line. |
| RORAC | Return On Risk-Adjusted Capital. |
| RP | Return Premium. |
| RPG | Risk Purchasing Group. |
| RPII | Related Party Insurance Income. |
| RPLU | Registered Professional Liability Underwriter. |
| RPM | Remedial Project Manager. |
| RPMP | Risk Premium Modification Plan. |
| RQ | Reportable Quantity. |
| RRA | Risk Retention Act Of 1986. |
| RRE | Responsible Reporting Entity. |
| RRG | Risk Retention Group. |
| RRP | Railroad Protective. |
| RRSP | Registered Retirement Saving Plan. |
| RSPA | Research And Special Programs Administration. |
| RTC | Resolution Trust Corporation. |
| RTW | Return To Work. |
| SA | Society Of Actuaries. |
| SAA | Surety Association Of America. |
| (SAAS) | Software As A Service Model. |
| SAC | Separate Account Company. |
| SAP | Statutory Accounting Principles. |
| SARA | Superfund Amendments And Reauthorization Act Of 1986. |
| SARBOX | Sarbanes-Oxley Act Of 2002. |
| SAWCA | Southern Association Of Workers’ Compensation Administrators. |
| SAWW | Statewide Average Weekly Wage. |
| SB | Senate Bill. |
| SBLI | Savings Bank Life Insurance. |
| SBU | Series Business Unit. |
| SCAS | Securities Class Action Suits Filings. |
| SCC | Segregated Cell Captive. |
| SCCIA | South Carolina Captive Insurance Association. |
| SCHIP | State Children’s Health Insurance Program. |
| SCIC | Society Of Certified Insurance Counselors. |
| SCLA | Senior Claim Law Associate. |
| SCOH | Statistical Coding Occupancy Hazard. |
| SCOPE | Supervision, Construction, Occupancy, Protection, Exposure. |
| SCPCU | Society Of Chartered Property & Casualty Underwriters. |
| SCR | Solvency Capital Requirement. |
| SEC | Securities And Exchange Commission. |
| SEMCI | Single-Entry Multiple Company Interface. |
| SEP | Simplified Employee Pension. |
| SERC | State Emergency Response Commission. |
| SERP | Senior Executive Retirement Plan. |
| SERP | Supplementary Employee Retirement Plan. |
| SEUA | Southeastern Underwriters Association. |
| SF | Standard Fire Forms. |
| SFAA | Surety & Fidelity Association Of America . |
| SFHA | Special Flood Hazard Area. |
| SFIP | Standard Flood Insurance Policy. |
| SFP | Standard Fire Policy. |
| SGLI | Servicemen’s Group Life Insurance. |
| SIA | Society Of Insurance Accountants. |
| SIC | Standard Industrial Classification. |
| SIFM | Society Of Insurance Financial Management. |
| SIG | Self- Insurance Group. |
| SIIA | Self- Insurance Institute Of America. |
| SIO | Surety Information Office. |
| SIP | State Implementation Plans. |
| SIPC | Securities Investor Protection Corporation. |
| SIR | Self-Insured Retention; Society Of Insurance Research. |
| SIRP | Self- Insured Reimbursement Policy. |
| SITE | Society Of Insurance Trainers And Educators. |
| SIU | Special Investigative Unit. |
| SK | Storekeepers. |
| S&L | Savings And Loan. |
| SL | Sprinkler Leakage. |
| SLC | Special Litigation Committee. |
| SLR | Stop-Loss Reinsurance. |
| SLUSA | Securities Litigation Uniform Standards Act. |
| SME | Small And Medium Enterprises. |
| SMP | Special Multi |
| SNUR | Significant New Use Rule. |
| SOA | Society Of Actuaries. |
| SOX | Sarbanes-Oxley Act Of 2002. |
| S&P | Standard And Poor’s. |
| SPAP | Special Personal Auto Policy. |
| SPBA | Society Of Professional Benefit Administrators. |
| SPCV | Special Purpose Corporate Vehicle. |
| SPECS | Specifications. |
| SR | Short Rate. |
| SRA | Society For Risk Analysis. |
| SR&CC | Strikes, Riots, And Civil Commotions. |
| SRMC | Society Of Risk Management Consultants. |
| SSA | Social Security Administration. |
| SSAP 62 | Statement Of Statutory Accounting Principles No. 62. |
| SSRS | Single State Registration System. |
| STD | Short- Term Disability. |
| TAM | Technical Advice Memorandum. |
| TAIL VAR | Tail Value At Risk. |
| TAMRA | Technical And Miscellaneous Revenue Act Of 1988. |
| TCD | Treasury Certificate Of Deposit. |
| TCE | Tail Conditional Expectation. |
| TCN | Third Country National. |
| TCPA | Telephone Consumer Protection Act Of 1991. |
| TDA | Tax Deferred Annuity. |
| TDB | Temporary Disability Benefits. |
| TDI | Trade Disruption Insurance. |
| TECH E&O | Technology Errors And Omissions. |
| TEFRA | Tax Equity And Financial Responsibility Acts Of 1982 & 1983. |
| TERI | Targeted Enterprise Risk Insurance. |
| TEXAS PRIMA | Texas Public Risk Management Association. |
| TIAA | Teachers Insurance And Annuity Association. |
| TIF | Tax Incremental Financing. |
| TIL | Truth In Lending (Act Of 1968). |
| TIRB | Transportation Insurance Rating Bureau |
| TIV | Total Insurable Value. |
| TL | Truckload. |
| TLO | Total Loss Only. |
| TLV | Threshold Limit Value. |
| TM | Tax Multiplier. |
| TMP | Texas Multi |
| TOLI | Trust-Owned Life Insurance. |
| TOR | Technique Of Operations Review. |
| TPA | Third-Party Administrator. |
| TPRMA | Tennessee Public Risk Management Association. |
| TRA | Tax Reform Act Of 1984. |
| TRIA | Terrorism Risk Insurance Act Of 2002. |
| TRIEA | Terrorism Risk Insurance Extension Act Of 2005. |
| TRIP | Terrorism Risk Insurance Program. |
| TRIPRA | Terrorism Risk Insurance Program Reauthorization Act Of 2007. |
| TRIREA | Terrorism Risk Insurance Revision And Extension Act Of 2007. |
| TRS | Total Reduced Sulphur. |
| TSA | Tax Sheltered Annuity. |
| TSCA | Toxic Substances Control Act Of 1976. |
| TSDF | Treatment, Storage, And Disposal Facility. |
| TSLA | Texas Surplus Lines Association, Inc. |
| TTD | Temporary Total Disability. |
| UBIT | Unrelated Business Income Tax. |
| UBTI | Unrelated Business Taxable Income. |
| UCC | Uniform Commercial Code. |
| UCD | Unemployment Compensation Disability. |
| UCI | Unemployment Compensation Insurance. |
| UCR | Usual, Customary, Reasonable. |
| UCRA | Unified Carrier Registration Agreement. |
| UEL | Upper Explosive Level. |
| UEP | Unearned Premium. |
| UEPR | Unearned Premium Reserve. |
| UFTA | Uniform Fraudulent Transfer Act. |
| UIM | Under Insurance Motorist. |
| UIMV | Underinsured Motor Vehicle. |
| UJF | Unsatisfied Judgment Fund. |
| UL | Umbrella Liability. |
| ULAE | Unallocated Loss Adjustment Expense. |
| ULC | Underwriters Laboratories Of Canada. |
| UM | Uninsured Motorists. |
| UMPD | Uninsured Motorist Property Damage. |
| UMV | Uninsured Motor Vehicle. |
| UNL | Ultimate Net Loss. |
| U&O | Use And Occupancy. |
| UP | Unearned Premium. |
| UPR | Unearned Premium Reserve. |
| UPS | Uninterruptible Power System. |
| URL | Uniform Resource Locator. |
| URMIA | University Risk Management & Insurance Association. |
| USDA | U.S. Department Of Agriculture. |
| USERRA | Uniformed Services Employment And Reemployment Rights Act Of 1994. |
| USGLI | U.S. Government Life Insurance. |
| USITC | U.S. International Trade Commission. |
| USL&HW | United States Longshore And Harbor Workers’ (Compensation Act) Of 1927. |
| UST | Underground Storage Tank. |
| UTBMS | Uniform Task Based Management System. |
| VAR | Value-At-Risk. |
| VCIA | Vermont Captive Insurance Association. |
| VEBA | Voluntary Employees’ Beneficiary Association. |
| VGLI | Veterans Group Life Insurance. |
| VIE | Variable Interest Entity. |
| V&MM | Vandalism And Malicious Mischief. |
| VOC | Volatile Organic Compound. |
| VOR | Value Of Risk. |
| VP | Valuable Papers. |
| VPP | Voluntary Protection Program. |
| VPPA | Video Privacy Protection Act Of 1988. |
| VSI | Vendors Single Interest. |
| WA | With Average. |
| WACC | Weighted Average Cost Of Capital. |
| WAEPA | Worldwide Assurance For Employees Of Public Agencies. |
| WARN | Workers’ Adjustment Retraining Notification (Act Of 1988). |
| WC | Workers Compensation. |
| WCLA | Workers’ Compensation Claim Law Associate. |
| WCLS | Workers’ Compensation Claim Law Specialist. |
| WCRI | Workers Compensation Research Institute. |
| WLRT | Women Leaders Round Table. |
| WMD | Weapon Of Mass Destruction. |
| WPA | With Particular Average. |
| WYO | Write-Your-Own. |
| YRCT | Yearly Renewable Convertible Term. |
| YRT | Yearly Renewable Term. |
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